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<!-- edited with XMLSpy v2016 (x64) (http://www.altova.com) by Sri Yelamanchili (FANNIE MAE) -->
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	<ABOUT_VERSIONS>
		<ABOUT_VERSION>
			<CreatedDatetime>2007-11-06T05:00:00Z</CreatedDatetime>
		</ABOUT_VERSION>
	</ABOUT_VERSIONS>
	<DEAL_SETS>
		<DEAL_SET>
			<DEALS>
				<DEAL>
					<ASSETS>
						<ASSET SequenceNumber="1" xlink:label="ASSET_1">
							<ASSET_DETAIL>
								<AssetCashOrMarketValueAmount>125000.00</AssetCashOrMarketValueAmount>
								<AssetType>RetirementFund</AssetType>
							</ASSET_DETAIL>
						</ASSET>
					</ASSETS>
					<COLLATERALS>
						<COLLATERAL>
							<SUBJECT_PROPERTY>
								<ADDRESS>
									<AddressLineText>665 Godfrey Rd</AddressLineText>
									<CityName>East Thetford</CityName>
									<CountyName>Yolo County</CountyName>
									<PostalCode>13956</PostalCode>
									<StateCode>CA</StateCode>
								</ADDRESS>
								<LOCATION_IDENTIFIER>
									<CENSUS_INFORMATION>
										<CensusTractIdentifier>010901</CensusTractIdentifier>
									</CENSUS_INFORMATION>
									<FIPS_INFORMATION>
										<FIPSCountyCode>113</FIPSCountyCode>
										<FIPSStateNumericCode>06</FIPSStateNumericCode>
									</FIPS_INFORMATION>
								</LOCATION_IDENTIFIER>
								<PROPERTY_DETAIL>
									<AttachmentType>Detached</AttachmentType>
									<FinancedUnitCount>1</FinancedUnitCount>
									<PropertyEstateType>FeeSimple</PropertyEstateType>
									<PropertyUsageType>PrimaryResidence</PropertyUsageType>
									<PUDIndicator>false</PUDIndicator>
								</PROPERTY_DETAIL>
								<SALES_CONTRACTS>
									<SALES_CONTRACT>
										<SALES_CONTRACT_DETAIL>
											<SalesContractAmount>966551.00</SalesContractAmount>
										</SALES_CONTRACT_DETAIL>
									</SALES_CONTRACT>
								</SALES_CONTRACTS>
							</SUBJECT_PROPERTY>
						</COLLATERAL>
					</COLLATERALS>
					<LIABILITIES>
						<LIABILITY SequenceNumber="1" xlink:label="LIABILITY_1">
							<LIABILITY_DETAIL>
								<LiabilityAccountIdentifier>950254520</LiabilityAccountIdentifier>
								<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
								<LiabilityMonthlyPaymentAmount>0</LiabilityMonthlyPaymentAmount>
								<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
								<LiabilityRemainingTermMonthsCount>0</LiabilityRemainingTermMonthsCount>
								<LiabilityType>Installment</LiabilityType>
								<LiabilityUnpaidBalanceAmount>5000.00</LiabilityUnpaidBalanceAmount>
							</LIABILITY_DETAIL>
							<LIABILITY_HOLDER>
								<NAME>
									<FullName>SALLIE MAE</FullName>
								</NAME>
							</LIABILITY_HOLDER>
						</LIABILITY>
						<LIABILITY SequenceNumber="2" xlink:label="LIABILITY_2">
							<LIABILITY_DETAIL>
								<LiabilityAccountIdentifier>950752340</LiabilityAccountIdentifier>
								<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
								<LiabilityMonthlyPaymentAmount>24.63</LiabilityMonthlyPaymentAmount>
								<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
								<LiabilityRemainingTermMonthsCount>45</LiabilityRemainingTermMonthsCount>
								<LiabilityType>Installment</LiabilityType>
								<LiabilityUnpaidBalanceAmount>1100.00</LiabilityUnpaidBalanceAmount>
							</LIABILITY_DETAIL>
							<LIABILITY_HOLDER>
								<NAME>
									<FullName>SALLIE MAE</FullName>
								</NAME>
							</LIABILITY_HOLDER>
						</LIABILITY>
						<LIABILITY SequenceNumber="3" xlink:label="LIABILITY_3">
							<LIABILITY_DETAIL>
								<LiabilityAccountIdentifier>58652333</LiabilityAccountIdentifier>
								<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
								<LiabilityMonthlyPaymentAmount>257.44</LiabilityMonthlyPaymentAmount>
								<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
								<LiabilityRemainingTermMonthsCount>20</LiabilityRemainingTermMonthsCount>
								<LiabilityType>Installment</LiabilityType>
								<LiabilityUnpaidBalanceAmount>5000.00</LiabilityUnpaidBalanceAmount>
							</LIABILITY_DETAIL>
							<LIABILITY_HOLDER>
								<NAME>
									<FullName>CHASE</FullName>
								</NAME>
							</LIABILITY_HOLDER>
						</LIABILITY>
						<LIABILITY SequenceNumber="4" xlink:label="LIABILITY_4">
							<LIABILITY_DETAIL>
								<LiabilityAccountIdentifier>3210989098</LiabilityAccountIdentifier>
								<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
								<LiabilityMonthlyPaymentAmount>500.03</LiabilityMonthlyPaymentAmount>
								<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
								<LiabilityRemainingTermMonthsCount>32</LiabilityRemainingTermMonthsCount>
								<LiabilityType>Installment</LiabilityType>
								<LiabilityUnpaidBalanceAmount>15838.00</LiabilityUnpaidBalanceAmount>
							</LIABILITY_DETAIL>
							<LIABILITY_HOLDER>
								<NAME>
									<FullName>TOYOTA CREDIT</FullName>
								</NAME>
							</LIABILITY_HOLDER>
						</LIABILITY>
						<LIABILITY SequenceNumber="5" xlink:label="LIABILITY_5">
							<LIABILITY_DETAIL>
								<LiabilityAccountIdentifier>6011785239</LiabilityAccountIdentifier>
								<LiabilityExclusionIndicator>false</LiabilityExclusionIndicator>
								<LiabilityMonthlyPaymentAmount>25.00</LiabilityMonthlyPaymentAmount>
								<LiabilityPayoffStatusIndicator>false</LiabilityPayoffStatusIndicator>
								<LiabilityRemainingTermMonthsCount>38</LiabilityRemainingTermMonthsCount>
								<LiabilityType>Revolving</LiabilityType>
								<LiabilityUnpaidBalanceAmount>950.00</LiabilityUnpaidBalanceAmount>
							</LIABILITY_DETAIL>
							<LIABILITY_HOLDER>
								<NAME>
									<FullName>UNIVERSAL VISA</FullName>
								</NAME>
							</LIABILITY_HOLDER>
						</LIABILITY>
						<LIABILITY_SUMMARY>
							<TotalSubjectPropertyPayoffsAndPaymentsAmount>0</TotalSubjectPropertyPayoffsAndPaymentsAmount>
						</LIABILITY_SUMMARY>
					</LIABILITIES>
					<LOANS>
						<LOAN LoanRoleType="SubjectLoan" SequenceNumber="1" xlink:label="SUBJECT_LOAN_1">
							<AFFORDABLE_LENDING>
								<CommunityLendingProductType>HFAPreferred</CommunityLendingProductType>
							</AFFORDABLE_LENDING>
							<AMORTIZATION>
								<AMORTIZATION_RULE>
									<AmortizationType>Fixed</AmortizationType>
									<LoanAmortizationPeriodCount>360</LoanAmortizationPeriodCount>
								</AMORTIZATION_RULE>
							</AMORTIZATION>
							<BUYDOWN>
								<BUYDOWN_OCCURRENCES>
									<BUYDOWN_OCCURRENCE>
										<BuydownInitialEffectiveInterestRatePercent>0</BuydownInitialEffectiveInterestRatePercent>
									</BUYDOWN_OCCURRENCE>
								</BUYDOWN_OCCURRENCES>
							</BUYDOWN>
							<CLOSING_INFORMATION>
								<CLOSING_ADJUSTMENT_ITEMS>
									<CLOSING_ADJUSTMENT_ITEM>
										<CLOSING_ADJUSTMENT_ITEM_DETAIL>
											<ClosingAdjustmentItemType>LenderCredit</ClosingAdjustmentItemType>
										</CLOSING_ADJUSTMENT_ITEM_DETAIL>
									</CLOSING_ADJUSTMENT_ITEM>
								</CLOSING_ADJUSTMENT_ITEMS>
								<CLOSING_INFORMATION_DETAIL>
									<CashFromBorrowerAtClosingAmount>200000</CashFromBorrowerAtClosingAmount>
								</CLOSING_INFORMATION_DETAIL>
							</CLOSING_INFORMATION>
							<CONSTRUCTION>
								<ConstructionImprovementCostsAmount>0</ConstructionImprovementCostsAmount>
								<LandOriginalCostAmount>0</LandOriginalCostAmount>
								<EXTENSION>
									<OTHER>
										<DU:CONSTRUCTION_EXTENSION>
											<DU:LandValueAmountType>Original</DU:LandValueAmountType>
										</DU:CONSTRUCTION_EXTENSION>
									</OTHER>
								</EXTENSION>
							</CONSTRUCTION>
							<DOCUMENT_SPECIFIC_DATA_SETS>
								<DOCUMENT_SPECIFIC_DATA_SET>
									<URLA>
										<URLA_DETAIL>
											<AlterationsImprovementsAndRepairsAmount>0</AlterationsImprovementsAndRepairsAmount>
											<EstimatedClosingCostsAmount>0</EstimatedClosingCostsAmount>
											<MIAndFundingFeeFinancedAmount>0</MIAndFundingFeeFinancedAmount>
											<MIAndFundingFeeTotalAmount>0</MIAndFundingFeeTotalAmount>
											<PrepaidItemsEstimatedAmount>0</PrepaidItemsEstimatedAmount>
											<RefinanceImprovementCostsAmount>0</RefinanceImprovementCostsAmount>
											<RefinanceImprovementsType>Unknown</RefinanceImprovementsType>
										</URLA_DETAIL>
									</URLA>
								</DOCUMENT_SPECIFIC_DATA_SET>
							</DOCUMENT_SPECIFIC_DATA_SETS>
							<HOUSING_EXPENSES>
								<HOUSING_EXPENSE>
									<HousingExpensePaymentAmount>4115.01</HousingExpensePaymentAmount>
									<HousingExpenseTimingType>Proposed</HousingExpenseTimingType>
									<HousingExpenseType>FirstMortgagePrincipalAndInterest</HousingExpenseType>
								</HOUSING_EXPENSE>
							</HOUSING_EXPENSES>
							<LOAN_DETAIL>
								<TotalSubordinateFinancingAmount>0</TotalSubordinateFinancingAmount>
							</LOAN_DETAIL>
							<LOAN_IDENTIFIERS>
								<LOAN_IDENTIFIER>
									<LoanIdentifier>LLPA_wvr</LoanIdentifier>
									<LoanIdentifierType>LenderLoan</LoanIdentifierType>
								</LOAN_IDENTIFIER>
							</LOAN_IDENTIFIERS>
							<LOAN_PRODUCT>
								<LOAN_PRODUCT_DETAIL>
									<ProductDescription/>
								</LOAN_PRODUCT_DETAIL>
							</LOAN_PRODUCT>
							<TERMS_OF_LOAN>
								<BaseLoanAmount>766551.00</BaseLoanAmount>
								<LienPriorityType>FirstLien</LienPriorityType>
								<LoanPurposeType>Purchase</LoanPurposeType>
								<MortgageType>Conventional</MortgageType>
								<NoteRatePercent>5.0000</NoteRatePercent>
							</TERMS_OF_LOAN>
							<UNDERWRITING>
								<AUTOMATED_UNDERWRITINGS>
									<AUTOMATED_UNDERWRITING>
										<AutomatedUnderwritingCaseIdentifier/>
									</AUTOMATED_UNDERWRITING>
								</AUTOMATED_UNDERWRITINGS>
							</UNDERWRITING>
						</LOAN>
					</LOANS>
					<PARTIES>
						<PARTY>
							<INDIVIDUAL>
								<CONTACT_POINTS>
									<CONTACT_POINT>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Mobile</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
									</CONTACT_POINT>
									<CONTACT_POINT>
										<CONTACT_POINT_TELEPHONE>
											<ContactPointTelephoneExtensionValue/>
										</CONTACT_POINT_TELEPHONE>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Work</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
									</CONTACT_POINT>
									<CONTACT_POINT>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Home</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
									</CONTACT_POINT>
									<CONTACT_POINT>
										<CONTACT_POINT_EMAIL>
											<ContactPointEmailValue/>
										</CONTACT_POINT_EMAIL>
									</CONTACT_POINT>
								</CONTACT_POINTS>
								<NAME>
									<FirstName>John</FirstName>
									<LastName>Homeowner</LastName>
								</NAME>
							</INDIVIDUAL>
							<ADDRESSES>
								<ADDRESS>
									<AddressLineText/>
									<AddressType>Mailing</AddressType>
									<AddressUnitIdentifier/>
									<CityName/>
									<CountryCode/>
								</ADDRESS>
							</ADDRESSES>
							<ROLES>
								<ROLE SequenceNumber="1" xlink:label="BORROWER_1">
									<BORROWER>
										<BORROWER_DETAIL>
											<DependentCount>0</DependentCount>
											<DomesticRelationshipTypeOtherDescription/>
										</BORROWER_DETAIL>
										<CURRENT_INCOME>
											<CURRENT_INCOME_ITEMS>
												<CURRENT_INCOME_ITEM SequenceNumber="5" xlink:label="CURRENT_INCOME_86af90e6-e832-4442-9377-20302742fb4c">
													<CURRENT_INCOME_ITEM_DETAIL>
														<CurrentIncomeMonthlyTotalAmount>5000.00</CurrentIncomeMonthlyTotalAmount>
														<EmploymentIncomeIndicator>true</EmploymentIncomeIndicator>
														<IncomeType>Base</IncomeType>
													</CURRENT_INCOME_ITEM_DETAIL>
												</CURRENT_INCOME_ITEM>
												<CURRENT_INCOME_ITEM SequenceNumber="2" xlink:label="INCOME_2">
													<CURRENT_INCOME_ITEM_DETAIL>
														<CurrentIncomeMonthlyTotalAmount>0</CurrentIncomeMonthlyTotalAmount>
														<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
													</CURRENT_INCOME_ITEM_DETAIL>
												</CURRENT_INCOME_ITEM>
											</CURRENT_INCOME_ITEMS>
										</CURRENT_INCOME>
										<DECLARATION>
											<DECLARATION_DETAIL>
												<BankruptcyIndicator>false</BankruptcyIndicator>
												<CitizenshipResidencyType>USCitizen</CitizenshipResidencyType>
												<HomeownerPastThreeYearsType>No</HomeownerPastThreeYearsType>
												<IntentToOccupyType>Yes</IntentToOccupyType>
												<OutstandingJudgmentsIndicator>false</OutstandingJudgmentsIndicator>
												<PartyToLawsuitIndicator>false</PartyToLawsuitIndicator>
												<PresentlyDelinquentIndicator>false</PresentlyDelinquentIndicator>
												<PriorPropertyDeedInLieuConveyedIndicator>false</PriorPropertyDeedInLieuConveyedIndicator>
												<PriorPropertyForeclosureCompletedIndicator>false</PriorPropertyForeclosureCompletedIndicator>
												<PriorPropertyShortSaleCompletedIndicator>false</PriorPropertyShortSaleCompletedIndicator>
												<PropertyProposedCleanEnergyLienIndicator>false</PropertyProposedCleanEnergyLienIndicator>
												<UndisclosedBorrowedFundsIndicator>false</UndisclosedBorrowedFundsIndicator>
												<UndisclosedComakerOfNoteIndicator>false</UndisclosedComakerOfNoteIndicator>
												<UndisclosedCreditApplicationIndicator>false</UndisclosedCreditApplicationIndicator>
												<UndisclosedMortgageApplicationIndicator>false</UndisclosedMortgageApplicationIndicator>
												<EXTENSION>
													<OTHER>
														<ULAD:DECLARATION_DETAIL_EXTENSION>
															<ULAD:SpecialBorrowerSellerRelationshipIndicator>false</ULAD:SpecialBorrowerSellerRelationshipIndicator>
														</ULAD:DECLARATION_DETAIL_EXTENSION>
													</OTHER>
												</EXTENSION>
											</DECLARATION_DETAIL>
										</DECLARATION>
										<EMPLOYERS>
											<EMPLOYER xlink:label="EMPLOYER_f66f5616-ba9f-4098-b0a7-9bc5f3b20987">
												<INDIVIDUAL>
													<NAME>
														<FullName/>
													</NAME>
												</INDIVIDUAL>
												<ADDRESS>
													<AddressLineText/>
													<AddressUnitIdentifier/>
													<CityName/>
													<CountryCode/>
												</ADDRESS>
												<EMPLOYMENT>
													<EmploymentBorrowerSelfEmployedIndicator>false</EmploymentBorrowerSelfEmployedIndicator>
													<EmploymentPositionDescription/>
													<EmploymentStartDate>2022-11-09</EmploymentStartDate>
													<EmploymentStatusType>Current</EmploymentStatusType>
													<EmploymentTimeInLineOfWorkMonthsCount>0</EmploymentTimeInLineOfWorkMonthsCount>
												</EMPLOYMENT>
											</EMPLOYER>
										</EMPLOYERS>
										<GOVERNMENT_MONITORING/>
										<RESIDENCES>
											<RESIDENCE>
												<ADDRESS>
													<AddressLineText>175 13th St</AddressLineText>
													<AddressUnitIdentifier/>
													<CityName>Washington</CityName>
													<CountryCode/>
													<PostalCode>20013</PostalCode>
													<StateCode>DC</StateCode>
												</ADDRESS>
												<RESIDENCE_DETAIL>
													<BorrowerResidencyType>Current</BorrowerResidencyType>
												</RESIDENCE_DETAIL>
											</RESIDENCE>
										</RESIDENCES>
									</BORROWER>
									<ROLE_DETAIL>
										<PartyRoleType>Borrower</PartyRoleType>
									</ROLE_DETAIL>
								</ROLE>
							</ROLES>
							<TAXPAYER_IDENTIFIERS>
								<TAXPAYER_IDENTIFIER>
									<TaxpayerIdentifierType>SocialSecurityNumber</TaxpayerIdentifierType>
									<TaxpayerIdentifierValue>999405000</TaxpayerIdentifierValue>
								</TAXPAYER_IDENTIFIER>
							</TAXPAYER_IDENTIFIERS>
						</PARTY>
						<PARTY>
							<INDIVIDUAL>
								<CONTACT_POINTS>
									<CONTACT_POINT>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Mobile</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
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									<CONTACT_POINT>
										<CONTACT_POINT_TELEPHONE>
											<ContactPointTelephoneExtensionValue/>
										</CONTACT_POINT_TELEPHONE>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Work</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
									</CONTACT_POINT>
									<CONTACT_POINT>
										<CONTACT_POINT_DETAIL>
											<ContactPointRoleType>Home</ContactPointRoleType>
										</CONTACT_POINT_DETAIL>
									</CONTACT_POINT>
									<CONTACT_POINT>
										<CONTACT_POINT_EMAIL>
											<ContactPointEmailValue/>
										</CONTACT_POINT_EMAIL>
									</CONTACT_POINT>
								</CONTACT_POINTS>
								<NAME>
									<FirstName>Mary</FirstName>
									<LastName>Homewoner</LastName>
								</NAME>
							</INDIVIDUAL>
							<ADDRESSES>
								<ADDRESS>
									<AddressLineText/>
									<AddressType>Mailing</AddressType>
									<AddressUnitIdentifier/>
									<CityName/>
									<CountryCode/>
								</ADDRESS>
							</ADDRESSES>
							<ROLES>
								<ROLE SequenceNumber="2" xlink:label="BORROWER_2">
									<BORROWER>
										<BORROWER_DETAIL>
											<DependentCount>0</DependentCount>
											<DomesticRelationshipTypeOtherDescription/>
										</BORROWER_DETAIL>
										<CURRENT_INCOME>
											<CURRENT_INCOME_ITEMS>
												<CURRENT_INCOME_ITEM SequenceNumber="7" xlink:label="CURRENT_INCOME_81a78e59-3d2a-4ed6-b591-1cc23ddd7094">
													<CURRENT_INCOME_ITEM_DETAIL>
														<CurrentIncomeMonthlyTotalAmount>4491.67</CurrentIncomeMonthlyTotalAmount>
														<EmploymentIncomeIndicator>true</EmploymentIncomeIndicator>
														<IncomeType>Base</IncomeType>
													</CURRENT_INCOME_ITEM_DETAIL>
												</CURRENT_INCOME_ITEM>
												<CURRENT_INCOME_ITEM SequenceNumber="4" xlink:label="INCOME_4">
													<CURRENT_INCOME_ITEM_DETAIL>
														<CurrentIncomeMonthlyTotalAmount>0</CurrentIncomeMonthlyTotalAmount>
														<EmploymentIncomeIndicator>false</EmploymentIncomeIndicator>
													</CURRENT_INCOME_ITEM_DETAIL>
												</CURRENT_INCOME_ITEM>
											</CURRENT_INCOME_ITEMS>
										</CURRENT_INCOME>
										<DECLARATION>
											<DECLARATION_DETAIL>
												<BankruptcyIndicator>false</BankruptcyIndicator>
												<CitizenshipResidencyType>USCitizen</CitizenshipResidencyType>
												<HomeownerPastThreeYearsType>Yes</HomeownerPastThreeYearsType>
												<IntentToOccupyType>Yes</IntentToOccupyType>
												<OutstandingJudgmentsIndicator>false</OutstandingJudgmentsIndicator>
												<PartyToLawsuitIndicator>false</PartyToLawsuitIndicator>
												<PresentlyDelinquentIndicator>false</PresentlyDelinquentIndicator>
												<PriorPropertyDeedInLieuConveyedIndicator>false</PriorPropertyDeedInLieuConveyedIndicator>
												<PriorPropertyForeclosureCompletedIndicator>false</PriorPropertyForeclosureCompletedIndicator>
												<PriorPropertyShortSaleCompletedIndicator>false</PriorPropertyShortSaleCompletedIndicator>
												<PriorPropertyUsageType>Investment</PriorPropertyUsageType>
												<PropertyProposedCleanEnergyLienIndicator>false</PropertyProposedCleanEnergyLienIndicator>
												<UndisclosedBorrowedFundsIndicator>false</UndisclosedBorrowedFundsIndicator>
												<UndisclosedComakerOfNoteIndicator>false</UndisclosedComakerOfNoteIndicator>
												<UndisclosedCreditApplicationIndicator>false</UndisclosedCreditApplicationIndicator>
												<UndisclosedMortgageApplicationIndicator>false</UndisclosedMortgageApplicationIndicator>
												<EXTENSION>
													<OTHER>
														<ULAD:DECLARATION_DETAIL_EXTENSION>
															<ULAD:SpecialBorrowerSellerRelationshipIndicator>false</ULAD:SpecialBorrowerSellerRelationshipIndicator>
														</ULAD:DECLARATION_DETAIL_EXTENSION>
													</OTHER>
												</EXTENSION>
											</DECLARATION_DETAIL>
										</DECLARATION>
										<EMPLOYERS>
											<EMPLOYER xlink:label="EMPLOYER_d02a30c7-d790-4618-92b3-d5b0862a1f0b">
												<INDIVIDUAL>
													<NAME>
														<FullName/>
													</NAME>
												</INDIVIDUAL>
												<ADDRESS>
													<AddressLineText/>
													<AddressUnitIdentifier/>
													<CityName/>
													<CountryCode/>
												</ADDRESS>
												<EMPLOYMENT>
													<EmploymentBorrowerSelfEmployedIndicator>false</EmploymentBorrowerSelfEmployedIndicator>
													<EmploymentPositionDescription/>
													<EmploymentStartDate>2022-11-09</EmploymentStartDate>
													<EmploymentStatusType>Current</EmploymentStatusType>
													<EmploymentTimeInLineOfWorkMonthsCount>0</EmploymentTimeInLineOfWorkMonthsCount>
												</EMPLOYMENT>
											</EMPLOYER>
										</EMPLOYERS>
										<GOVERNMENT_MONITORING/>
										<RESIDENCES>
											<RESIDENCE>
												<ADDRESS>
													<AddressLineText>175 13th St</AddressLineText>
													<AddressUnitIdentifier/>
													<CityName>Washington</CityName>
													<CountryCode/>
													<PostalCode>20013</PostalCode>
													<StateCode>DC</StateCode>
												</ADDRESS>
												<RESIDENCE_DETAIL>
													<BorrowerResidencyType>Current</BorrowerResidencyType>
												</RESIDENCE_DETAIL>
											</RESIDENCE>
										</RESIDENCES>
									</BORROWER>
									<ROLE_DETAIL>
										<PartyRoleType>Borrower</PartyRoleType>
									</ROLE_DETAIL>
								</ROLE>
							</ROLES>
							<TAXPAYER_IDENTIFIERS>
								<TAXPAYER_IDENTIFIER>
									<TaxpayerIdentifierType>SocialSecurityNumber</TaxpayerIdentifierType>
									<TaxpayerIdentifierValue>500222000</TaxpayerIdentifierValue>
								</TAXPAYER_IDENTIFIER>
							</TAXPAYER_IDENTIFIERS>
						</PARTY>
						<PARTY>
							<ADDRESSES>
								<ADDRESS>
									<AddressLineText/>
									<AddressUnitIdentifier/>
									<CityName/>
									<CountryCode/>
								</ADDRESS>
							</ADDRESSES>
							<ROLES>
								<ROLE SequenceNumber="5" xlink:label="LOAN_ORIGINATION_COMPANY_1">
									<LICENSES>
										<LICENSE>
											<LICENSE_DETAIL>
												<LicenseAuthorityLevelType>Private</LicenseAuthorityLevelType>
											</LICENSE_DETAIL>
										</LICENSE>
										<LICENSE>
											<LICENSE_DETAIL>
												<LicenseAuthorityLevelType>PublicState</LicenseAuthorityLevelType>
											</LICENSE_DETAIL>
										</LICENSE>
									</LICENSES>
									<ROLE_DETAIL>
										<PartyRoleType>LoanOriginationCompany</PartyRoleType>
									</ROLE_DETAIL>
								</ROLE>
							</ROLES>
						</PARTY>
						<PARTY>
							<INDIVIDUAL>
								<CONTACT_POINTS>
									<CONTACT_POINT>
										<CONTACT_POINT_EMAIL>
											<ContactPointEmailValue/>
										</CONTACT_POINT_EMAIL>
									</CONTACT_POINT>
								</CONTACT_POINTS>
							</INDIVIDUAL>
							<ROLES>
								<ROLE SequenceNumber="4" xlink:label="LOAN_ORIGINATOR_1">
									<LICENSES>
										<LICENSE>
											<LICENSE_DETAIL>
												<LicenseAuthorityLevelType>Private</LicenseAuthorityLevelType>
											</LICENSE_DETAIL>
										</LICENSE>
										<LICENSE>
											<LICENSE_DETAIL>
												<LicenseAuthorityLevelType>PublicState</LicenseAuthorityLevelType>
											</LICENSE_DETAIL>
										</LICENSE>
									</LICENSES>
									<ROLE_DETAIL>
										<PartyRoleType>LoanOriginator</PartyRoleType>
									</ROLE_DETAIL>
								</ROLE>
							</ROLES>
						</PARTY>
						<PARTY>
							<ROLES>
								<ROLE SequenceNumber="1" xlink:label="PROPERTY_OWNER_1">
									<PROPERTY_OWNER>
										<RelationshipVestingTypeOtherDescription/>
									</PROPERTY_OWNER>
									<ROLE_DETAIL>
										<PartyRoleType>PropertyOwner</PartyRoleType>
									</ROLE_DETAIL>
								</ROLE>
							</ROLES>
						</PARTY>
					</PARTIES>
					<RELATIONSHIPS xsi:type="RELATIONSHIPS">
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/ROLE_SharesJointCreditReportWith_ROLE" xlink:from="BORROWER_2" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/CURRENT_INCOME_ITEM_IsAssociatedWith_EMPLOYER" xlink:from="CURRENT_INCOME_86af90e6-e832-4442-9377-20302742fb4c" xlink:to="EMPLOYER_f66f5616-ba9f-4098-b0a7-9bc5f3b20987"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/CURRENT_INCOME_ITEM_IsAssociatedWith_EMPLOYER" xlink:from="CURRENT_INCOME_81a78e59-3d2a-4ed6-b591-1cc23ddd7094" xlink:to="EMPLOYER_d02a30c7-d790-4618-92b3-d5b0862a1f0b"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/ASSET_IsAssociatedWith_ROLE" xlink:from="ASSET_1" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" xlink:from="LIABILITY_1" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" xlink:from="LIABILITY_2" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" xlink:from="LIABILITY_3" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" xlink:from="LIABILITY_4" xlink:to="BORROWER_1"/>
						<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/LIABILITY_IsAssociatedWith_ROLE" xlink:from="LIABILITY_5" xlink:to="BORROWER_1"/>
					</RELATIONSHIPS>
				</DEAL>
			</DEALS>
		</DEAL_SET>
		<PARTIES>
			<PARTY>
				<ROLES>
					<ROLE SequenceNumber="1" xlink:label="SUBMITTING_PARTY_1">
						<PARTY_ROLE_IDENTIFIERS>
							<PARTY_ROLE_IDENTIFIER>
								<PartyRoleIdentifier></PartyRoleIdentifier>
							</PARTY_ROLE_IDENTIFIER>
						</PARTY_ROLE_IDENTIFIERS>
						<ROLE_DETAIL>
							<PartyRoleType>SubmittingParty</PartyRoleType>
						</ROLE_DETAIL>
					</ROLE>
				</ROLES>
			</PARTY>
		</PARTIES>
	</DEAL_SETS>
</MESSAGE>
